Good financial stewardship involves paying off debt and saving for the future, the latter of which is especially important considering the average retirement age in the United States is 65 and 63 for men and women, respectively. Considering life expectancy is rising, this leaves many Americans with several decades of no income outside of Social […]
Retirement doesn’t just happen. It requires careful planning and commitment to make sure you have the financial stability needed to support yourself into your golden years. If you’re thinking about retirement, there are a few things you’ll need to keep in mind. Here are 10 important tips for planning for retirement. 1. Start Investing Early […]
1. I-Bonds are paying 9.625%! As of 5/1/22, the yield on the treasury’s i-Bonds has moved up to 9.625% – a level we have not seen in a long time. These bonds can be purchased at www.treasurydirect.gov and offer guaranteed principal if held for 5 years, in addition to the attractive high yield. If you […]
In this increasingly online world, people do not look at their digital assets in the same way they do their physical assets. However, everything from domain names to social media accounts can be considered assets. As you undertake the process of estate planning, you should be sure to include your digital assets. Making a list of […]
Many people don’t start saving for retirement until it’s too late. And, a lot of the time, that’s because they don’t know the first thing about finding a good retirement plan. To make sure you don’t fall into that trap, it’s a good idea to educate yourself on the different plans available to you. Here […]
Identity theft, which involves stealing another individual’s personal information, has become an increasingly pervasive problem in recent years due in part to advances in technology. There are now more ways than ever for scammers to acquire someone’s credit card, passport, or other documents containing personal information. Identity fraud occurs when the scammer uses this information […]
Spot Silver $22.54 – 5/03/22 A quick look at the price of silver today leads one to believe that it is about $25 per ounce, which is roughly half of what it was in the spring of 2011. (Silver traded as high as $48.50 on 4/28/11.) But that is the spot price for a futures […]
Many people fail to think about their retirement until their 40s or 50s. However, this is a mistake. Putting off retirement planning can force you to postpone your retirement, sell your home and downsize, or otherwise compromise your plans for your golden years. To make sure you’re fully prepared for your retirement, start planning today […]
A new year is a time for people to reflect on new resolutions and changes they want to make, and finances are no exception. Nearly 97 million Americans have plans to make a resolution in the year 2021, according to a recent survey by WalletHub. Many people choose to attempt financial resolutions to change their […]
When you are in the prime of your life, retirement may seem like a long way off in the future. Maybe this perception is the reason why 60 percent of Americans haven’t determined how much they’ll need for retirement. However, if you want to enjoy a financially secure retirement, now is the best time to […]