New Century Planning Associates, Inc. is proud to announce that its president, Robert M. Ryerson, has received the prestigious Retirement Income Certified Professional designation. This designation was developed by more than 45 of the nation’s top retirement planning experts and equips the RICPR designee with the knowledge and tools to build comprehensive and lifelong income plans. […]
Planning for retirement can be a stressful and overwhelming experience, especially with rising prices due to inflation. According to data from the Natixis Global Retirement Index in 2021, 36 percent of American adults feel they’ll never have sufficient money saved to retire, while 59 percent say they’ll have to work longer than anticipated. The COVID-19 […]
Good financial stewardship involves paying off debt and saving for the future, the latter of which is especially important considering the average retirement age in the United States is 65 and 63 for men and women, respectively. Considering life expectancy is rising, this leaves many Americans with several decades of no income outside of Social […]
Retirement doesn’t just happen. It requires careful planning and commitment to make sure you have the financial stability needed to support yourself into your golden years. If you’re thinking about retirement, there are a few things you’ll need to keep in mind. Here are 10 important tips for planning for retirement. 1. Start Investing Early […]
1. I-Bonds are paying 9.625%! As of 5/1/22, the yield on the treasury’s i-Bonds has moved up to 9.625% – a level we have not seen in a long time. These bonds can be purchased at www.treasurydirect.gov and offer guaranteed principal if held for 5 years, in addition to the attractive high yield. If you […]
Lately, Bitcoin (BTC) has been noteworthy in the world of finance, because it has fallen roughly 68% from its all-time high of $68,000 on November 10th, 2021, to the $20-21,000 level currently. However, Bitcoin is still up tremendously from just the spring of 2020, when it traded below $5,300 on 3/17/20—only 27 months ago. Even […]
In this increasingly online world, people do not look at their digital assets in the same way they do their physical assets. However, everything from domain names to social media accounts can be considered assets. As you undertake the process of estate planning, you should be sure to include your digital assets. Making a list of […]
Many people don’t start saving for retirement until it’s too late. And, a lot of the time, that’s because they don’t know the first thing about finding a good retirement plan. To make sure you don’t fall into that trap, it’s a good idea to educate yourself on the different plans available to you. Here […]
Identity theft, which involves stealing another individual’s personal information, has become an increasingly pervasive problem in recent years due in part to advances in technology. There are now more ways than ever for scammers to acquire someone’s credit card, passport, or other documents containing personal information. Identity fraud occurs when the scammer uses this information […]
Spot Silver $22.54 – 5/03/22 A quick look at the price of silver today leads one to believe that it is about $25 per ounce, which is roughly half of what it was in the spring of 2011. (Silver traded as high as $48.50 on 4/28/11.) But that is the spot price for a futures […]