Income Producing Organic Cacao Farm and New Home Everyone’s dream: Owning a piece of land and living in the peace and quiet of the countryside, while having a cash crop producing extra income for you. Well, dream no more. Casa de Bucay is a 20-hectare cacao farm (50 acres). There are 12 hectares under cultivation, […]
Some Surprising Good News On December 29, 2022, The SECURE ACT 2 become law and changed many items that can affect retirees, pre-retirees, and all American’s financial picture in fact. There is a lot of good news with these changes, and some of them are a little surprising to us, given the country’s terrible financial […]
A new year is a time for people to reflect on new resolutions and changes they want to make, and finances are no exception. Nearly 97 million Americans have plans to make a resolution in the year 2021, according to a recent survey by WalletHub. Many people choose to attempt financial resolutions to change their […]
As 2022 draws to a close, now is the time to start considering what financial moves you will want to make before the end of the year and the start of 2023. This aspect of financial planning is sometimes known as ‘year-end’ planning, and it is a common undertaking when considering your long-term finances. During […]
Retirement planning was as difficult as ever in 2022. The S&P 500 was down more than 23 percent by October, since the start of the year and inflation was at 8.3 percent in August. For comparison, the annual inflation rate before the pandemic was 1.4 percent. It has become harder to make do in the […]
New Century Planning Associates, Inc. is proud to announce that its president, Robert M. Ryerson, has received the prestigious Retirement Income Certified Professional designation. This designation was developed by more than 45 of the nation’s top retirement planning experts and equips the RICPR designee with the knowledge and tools to build comprehensive and lifelong income plans. […]
Good financial stewardship involves paying off debt and saving for the future, the latter of which is especially important considering the average retirement age in the United States is 65 and 63 for men and women, respectively. Considering life expectancy is rising, this leaves many Americans with several decades of no income outside of Social […]
Many people don’t start saving for retirement until it’s too late. And, a lot of the time, that’s because they don’t know the first thing about finding a good retirement plan. To make sure you don’t fall into that trap, it’s a good idea to educate yourself on the different plans available to you. Here […]
Many people fail to think about their retirement until their 40s or 50s. However, this is a mistake. Putting off retirement planning can force you to postpone your retirement, sell your home and downsize, or otherwise compromise your plans for your golden years. To make sure you’re fully prepared for your retirement, start planning today […]
Do you find yourself thinking about retirement with just as much fear as excitement? If so, it’s not at all surprising; workplaces seem to be full of stories about people who stop working too soon and find themselves in dire financial straits during their retirement years. In fact, according to the 2020 Transamerica Retirement Survey […]