Taxes are always an important part of our financial lives, but can often be underestimated in retirement planning. Watch this new short video below as our series continues once again on improving your future tax outlook. Part 1 Introduction – How Your Money Really Works 0:00 – 8:55 Part 2 Beating Longevity Risk with Tax-Free […]
Have you heard about the fed now program being rolled out shortly? Over 120 financial institutions have joined in the launch of the first phase of the “Fed Now” program. The Federal Reserve issued a notice back on 8/5/19 (Docket No.—OP-1670) announcing their new interbank, real-time gross settlement service, which is intended to reduce the […]
When most of us think about planning for retirement, we’re focused on just enjoying our golden years. However, there are actually several phases that go into successful retirement planning. This guide takes a look at each of the different phases of retirement planning. Plus, we’ll break down what steps to take at each phase of […]
Sunday, 04/23/2023, 10 pm A few weeks ago (March 10th and 12th) The US saw its second and third largest bank failures in history (Silicon Valley Bank-$209B, and Signature Bank-$110B), and recently the treasury secretary said that all was well, and that the economy is doing well. The depositors at these two banks who had […]
Once a radical idea, the thought of investing in cryptocurrency has taken off in recent years. In fact, research suggests that around 21% of American adults have invested in or purchased cryptocurrency at some point. Although Bitcoin is by far the most well-known and popular cryptocurrency, there are actually a number of different digital coins […]
Some Surprising Good News On December 29, 2022, The SECURE ACT 2 become law and changed many items that can affect retirees, pre-retirees, and all American’s financial picture in fact. There is a lot of good news with these changes, and some of them are a little surprising to us, given the country’s terrible financial […]
Many retirees, unfortunately, are ill-prepared to actually retire. In fact, about 37% of retirees in 2022 said that they didn’t have enough money to enjoy their golden years. There are several reasons why this might happen, which include not starting to save early enough or not putting away enough cash each year. Regardless of the […]
As 2022 draws to a close, now is the time to start considering what financial moves you will want to make before the end of the year and the start of 2023. This aspect of financial planning is sometimes known as ‘year-end’ planning, and it is a common undertaking when considering your long-term finances. During […]
Cryptocurrency has been experiencing surges of usage and popularity in mainstream digital media in the United States. However, the digital currency exchange is being curbed by the negative reactions of national banks across the globe. Part of the appeal of cryptocurrency usage is its independence from traditional finance infrastructure. As Bitcoin is decentralized (ie. no one nation […]
Note: I cannot guarantee the accuracy of any of any of these quotes or articles or projections—these are just recent subjects and events and questions and rumors that have piqued my interest, and got me to musing and wondering…. *️⃣ Will the Fed “capitulate” and stop raising rates in a few months because they have […]