Have you heard about the fed now program being rolled out shortly? Over 120 financial institutions have joined in the launch of the first phase of the “Fed Now” program. The Federal Reserve issued a notice back on 8/5/19 (Docket No.—OP-1670) announcing their new interbank, real-time gross settlement service, which is intended to reduce the […]
When most of us think about planning for retirement, we’re focused on just enjoying our golden years. However, there are actually several phases that go into successful retirement planning. This guide takes a look at each of the different phases of retirement planning. Plus, we’ll break down what steps to take at each phase of […]
Sunday, 04/23/2023, 10 pm A few weeks ago (March 10th and 12th) The US saw its second and third largest bank failures in history (Silicon Valley Bank-$209B, and Signature Bank-$110B), and recently the treasury secretary said that all was well, and that the economy is doing well. The depositors at these two banks who had […]
Once a radical idea, the thought of investing in cryptocurrency has taken off in recent years. In fact, research suggests that around 21% of American adults have invested in or purchased cryptocurrency at some point. Although Bitcoin is by far the most well-known and popular cryptocurrency, there are actually a number of different digital coins […]
Many retirees, unfortunately, are ill-prepared to actually retire. In fact, about 37% of retirees in 2022 said that they didn’t have enough money to enjoy their golden years. There are several reasons why this might happen, which include not starting to save early enough or not putting away enough cash each year. Regardless of the […]
Cryptocurrency has been experiencing surges of usage and popularity in mainstream digital media in the United States. However, the digital currency exchange is being curbed by the negative reactions of national banks across the globe. Part of the appeal of cryptocurrency usage is its independence from traditional finance infrastructure. As Bitcoin is decentralized (ie. no one nation […]
Note: I cannot guarantee the accuracy of any of any of these quotes or articles or projections—these are just recent subjects and events and questions and rumors that have piqued my interest, and got me to musing and wondering…. *️⃣ Will the Fed “capitulate” and stop raising rates in a few months because they have […]
Note: I cannot guarantee the accuracy of any of any of these quotes or articles or projections—these are just recent subjects and events and questions and rumors that have piqued my interest, and got me to musing and wondering…. *️⃣ Will the Fed “capitulate” and stop raising rates in a few months because they have […]
New Century Planning Associates, Inc. is proud to announce that Robert M. Ryerson RICP and Louis R. Terrero CPA, have received the prestigious National Social Security Advisor certificate from the National Social Security Association LLC in Cincinnati. This certificate means New Century Planning Associates has even more expertise to help retirees select the best time […]
In large part due to inflation and market volatility, the retirement landscape in the United States has changed considerably in the last year or two. According to Franklin Templeton Investments’ 2023 Voice of the American Worker Survey, 73 percent of workers feel that their retirement plans are being threatened by inflation, while 63 percent believe […]