Retirement planning covers a variety of different areas, from 401(k) plans to estate planning. Navigating this complex area on your own can be a challenge, so it is beneficial to seek out the services of an experienced financial planner, particularly one who is knowledgeable about retirement. One aspect of retirement planning that is sometimes overlooked […]
For most Americans, large portions of their money sit in retirement accounts without a second thought. Few even consider those funds again until they begin to approach retirement age. One often-overlooked area in retirement is the issue of required minimum distributions (RMDs) and how they might affect you in the future. Many people reach their […]
Planning for retirement is an important part of securing your financial future. But many people either do not have any sort of plan at all, or are simply not doing enough to ensure their financial security in their retirement. Retirement planning is similar to regular financial planning in many ways, although it requires longer-term thinking […]
Establishing a stable financial future is a common goal, but it’s hard to know if you are doing things right. You might wonder whether or not you even need a financial planner, or you may think that your savings plan right now is more than enough to help you reach your financial goals. Even if […]
Though a recent innovation, cryptocurrency has certainly taken the world by storm over the last several years. Originally introduced around 2009 with bitcoin, it did not at first attract international attention, viewed instead as a passing curiosity. But today, that has changed, and cryptocurrencies of all types are fast becoming an important focus of discussions […]
Recessions are a way of life when it comes to both local and global economies. The volatile nature of the stock market and other investments combined with the way world events affect economic trends means that swings between good and bad economic times are inevitable. Like most people, you probably worry about the implications of […]
For many people, creating a financial plan is not a top priority, particularly when they’re young. Quite often, people don’t consider a financial plan until they begin to approach retirement age, a time when money concerns come to the forefront for most people. Many also think of financial planning as an activity that’s only necessary […]
Cryptocurrency has been around for approximately 11 years now when Bitcoin first hit the scene, and though the initial boom of excitement has faded somewhat, it remains a popular investment choice for many individuals looking to supplement or diversify their financial portfolios. Some are even adding cryptocurrency assets into their retirement portfolio in pursuit of […]
Retirement planning is a long process, and it can be intimidating for many people. The vast majority of workers, in fact, have not taken even the most basic first steps to begin planning for their eventual retirement. However, the process can be more straightforward than you think. There are a few easy steps you can […]
When people consider their finances, the most common things they focus on are saving for retirement, maximizing their current finances, saving for major purchases, and paying down debt. But there is an additional area of financial planning that tends to be overlooked: post-retirement financial planning. Many people see retirement planning as a process that ends […]