Picture a Day When You'll Never Run Out of Money

New Century Planning Associates is a full service financial firm. We are experienced, capable, and caring planners.

Retirement Income Planning

From investment to risk management, Roth conversions, and Social Security Maximization, we can assist in ensuring that your assets will last throughout your lifetime.

Financial Planning

Whether it is tax planning, inflation planning, or budget planning, we provide a complete range of services to help you preserve or enhance your purchasing power through a holistic approach.

Long-Term Care Planning

We help you navigate the complexities of insurance solutions and legal preparations, ensuring you and your family are protected from the financial burdens of chronic illness.

Legacy
Planning

Our legacy planning services go beyond basic estate planning. We focus on ensuring your life’s work and wealth are preserved and passed on according to your wishes.

Our Advantage

New Century Planning Associates is a full-service financial firm comprised of several experienced professionals who came together many years ago to work as a team.

As independent attorneys, insurance and investment pros, we can “shop the market” for our clients in order to provide first-class solutions across a wide array of financial planning needs.

Our Commitment

Certified Fiduciaries

At New Century Planning Associates, being certified fiduciaries means we adhere to the highest standards of ethical conduct and are legally obligated to put our clients' best interests first. This certification is a testament to our dedication to transparency, integrity, and excellence. We prioritize your financial well-being, providing unbiased advice and solutions tailored specifically to your needs and goals. By choosing us, you are partnering with advisors who are committed to an ethical framework that ensures your interests are always at the forefront of our strategies.

About Us

New Century Planning’s President Robert M. Ryerson is interviewed about how inflation impacts your retirement strategy.

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Client Testimonials

I contacted New Century Planning around 8 years ago, after being frustrated with always falling victim to the ups and downs of the market - after many years of investing in mostly mutual funds, and feeling fully exposed to the sudden market downturns, and slow recoveries. What I quickly realized, after speaking to an NCP advisor for the first time, is that I needed a bit of education, to understand more than just the basics of retirement investing.... I personally believe that NCP’s experience, customized investment approach, and commitment to investing for my long-term retirement goals, is a better option than just blindly investing my hard-earned savings in company 401(k)s, and large fund management institutions.

My wife and I are amazed at how quickly Bob and Lou assessed our situation and built a comprehensive retirement plan tailored specifically to our needs.


This firm has an extraordinarily experienced team who continues to gives us confidence every day that our end goals will meet...

We've never met a more trustworthy, caring, and committed group of professionals whose clear interests are to see their clients satisfied and enjoying financial freedom in retirement for years to come.


Even now, as we speak, our portfolio continues to rise at record rates, as sort of 'icing on the cake' to compliment the more stable and guaranteed income we now have in place. What a pleasure and good fortune it was to meet you at this critical time in our lives. Thank you Bob and Lou and the entire New Century Planning Team.

Education

Our Blog

Delve into expert perspectives on finance, our global initiatives, and the significant events we have contributed to.

Read More On Our Blog

Protecting Your Estate from the Possibility of Cognitive Decline

By Robert Ryerson • April 23, 2024
A solid estate plan accounts for the full range of possibilities to create contingencies that will keep the property protected in virtually any situation. This includes the possibility of cognitive decline. With people living longer than ever before in history, the growth rates relating to dementia are increasing. Dementia and other forms of cognitive decline […] The post Protecting Your Estate from the Possibility of Cognitive Decline first appeared on New Century Planning. The post Protecting Your Estate from the Possibility of Cognitive Decline appeared first on New Century Planning.

How a Home Equity Line of Credit Can Benefit Retirees

By Robert Ryerson • April 8, 2024
Saving for retirement involves a lot of planning and hard work. Often, people strive to pay off all of their debt before they retire, so the thought of taking on new debt in retirement can be difficult for many people to consider. At the same time, taking on new debt after retirement can prove a […] The post How a Home Equity Line of Credit Can Benefit Retirees first appeared on New Century Planning. The post How a Home Equity Line of Credit Can Benefit Retirees appeared first on New Century Planning.

Understanding Non-Fungible Tokens (NFTs) Explained in Plain English: Introduction and Practical Uses

By Robert Ryerson • March 26, 2024
In a groundbreaking discussion, New Century Planning Associates’ Robert Ryerson and Louis Terrero demystify the concept of Non-Fungible Tokens (NFTs) in their video, “A Plain English Introduction to NFTs.” This comprehensive overview provides invaluable insights into the nature, value, and practical applications of NFTs, catering to both enthusiasts and novices in the digital asset sphere. […] The post Understanding Non-Fungible Tokens (NFTs) Explained in Plain English: Introduction and Practical Uses first appeared on New Century Planning. The post Understanding Non-Fungible Tokens (NFTs) Explained in Plain English: Introduction and Practical Uses appeared first on New Century Planning.