Protecting Your Estate from the Possibility of Cognitive Decline
A solid estate plan accounts for the full range of possibilities to create contingencies that will keep the property protected in virtually any situation. This includes the possibility of cognitive...
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How a Home Equity Line of Credit Can Benefit Retirees
Saving for retirement involves a lot of planning and hard work. Often, people strive to pay off all of their debt before they retire, so the thought of taking on new debt in retirement can be...
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Understanding Non-Fungible Tokens (NFTs) Explained in Plain English: Introduction and Practical Uses
In a groundbreaking discussion, New Century Planning Associates’ Robert Ryerson and Louis Terrero demystify the concept of Non-Fungible Tokens (NFTs) in their video, “A Plain English Introduction...
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Investments with Self-Directed IRAs: Insights from Industry Experts
In a recent educational video from New Century Planning, Bob Ryerson sat down with Alan Johnson, a leading authority on self-directed Individual Retirement Accounts (IRAs), to demystify the concept...
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Exciting Events Coming Soon!
🌟 We’re hard at work planning new events to empower you with the best financial strategies! Stay tuned for updates on upcoming workshops and seminars tailored for the vibrant community around New...
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Understanding and Combating the Six Major Types of Identity Theft
Identity theft, a multifaceted problem often misconstrued as solely a credit-related issue, is a significant concern in the digital age. Robert Ryerson and Lou Terrero, Certified Identity Theft...
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Smart Estate Planning for Seniors: Essential Insights from Christina Hardman-O’Neal, Esq.
In today’s fast-paced world, many overlook the critical importance of estate planning, not realizing its potential to prevent financial mishaps and family disputes after one’s passing. Christina...
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From New Jersey to Ecuador – A Financial Advisors thoughts on Ecuador vs USA
A podcast discussion featuring Jesse Bayer from @AbundantLivingEcuador, delivering valuable insights for expatriates living in the region. Please feel free to share 📢 this video, For more info at...
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New Century Planning Delivers Crucial Insights on US 2024 Economic Outlook for Latin American Expats
New Century Planning, a leading advisory firm catering to expatriates in Latin America, recently shared vital perspectives on the US economic landscape for 2024. The presentation highlighted...
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A Plain English Introduction to NFTs – with Robert Ryerson and Louis Terrero
✴️ What Are NFTs and Why Do I Need to Learn About Them❓ ✴️ NFTs Are Not Just Overpriced Ape Images❗ ✴️ 1️⃣0️⃣ Practical Uses for NFTs 7:45 – finish Please feel free to share 📢 this video, For more...
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BITCOIN BLASTOFF? (21-1-2024)
( Why it is still possible to earn huge returns in Bitcoin) On January 3rd, 2024, Bitcoin turned 15. The original Bitcoin white paper was published on 10/31/08. Bitcoin started at less than a penny...
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5 Apps That Can Help You Plan and Save for Retirement
While online apps and programs are not usually adequate substitutes for live human financial advisors who can help you navigate the complexities of planning and saving for retirement, there are...
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A Plain English Look at Property Taxes – What You Need to Know With Tom Mancuso, CTA
1️⃣ A Certified Tax Assessor Explains All of the Following in Plain English… 2️⃣ Is There Really an Exit Tax in New Jersey❓ 3️⃣ Why are Property Taxes So High❓ 4️⃣ What Are Property Taxes Really...
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Don’t avoid learning about Cryptos – A Plain English Primer, with Jon Moore aka Jonny Litecoin
Part 1 An Introduction to Cryptos and Blockchain Technology 0:00 – 12:15 Part 2 How to Buy Cryptocurrencies and Use a Digital Wallet 12:17 – 14:57 Part 3 Can the Government Stop Bitcoin? 14:57 – 16...
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The Benefits of Using Self Directed IRAs – with Alan Johnson
What Are Self-Directed IRAs (SDI)? Why it is So Important to Hold Some Non-Traditional Investments in Your IRAs You Can Own Real Estate, Portfolios of Fine Art, Precious Metals, Private Equity,...
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10 Things Divorced People Must Do! With Michele Crupi, Esq.
Part 1 Financial Planning Basics for Divorced People Part 2 Here’s the 10 Things! Please feel free to share 📢 this video, For more info at www.newcenturyplanning.com, and please contact us by...
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A Plain English Look at Reverse Mortgages – A Surprisingly Flexible Retirement Planning Tool
Featuring Donna Kutchta and Jennifer Fletcher of Amboy Bank – Experienced Reverse Mortgage Specialists Debunking the Myths and Misconceptions About Reverse Mortgages – from Giving Yourself Some Tax...
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BE CAREFUL! The Skinny on Inherited IRAs
Inherited IRAs of All Kinds Can Be Complicated – Significant Recent Rule Changes Demand That You Watch This Primer! Please feel free to share 📢 this video, For more info at www.newcenturyplanning...
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How to Avoid the 6 Major Types of Identity Theft!
Monitoring and Shredding Won’t Do the Trick We All Have Too Much Information Out in the Cloud These Days None of Us Can Prevent Breaches Occurring At Entities Out of Our Control Restoration is the...
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Is Your Estate Plan in Order? Smart Steps to Take Now! With Christina Hardman-O’Neal, Esq.
Part 1 Don’t Be Afraid of Estate Planning – An Introduction. Why We All Need Power of Attorney Documents – A True Example of What Could Happen! Part 2 Leaving Money to a Disabled or Troubled Child?...
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A Powerful IRA Strategy You’re Not Using – the QLAC!
This Little-Known Retirement Planning Tool Can Save You Taxes and Give You Guaranteed Inflation Protection! Please feel free to share 📢 this video, For more info at www.newcenturyplanning.com, and...
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People Don’t Want to Talk About This ….. But They Really Need To!
Learn the Do’s and Don’ts About Long Term Care! The Non-Financial Consequences Can Be Even Worse! Solving the Problem Without Going Broke – How to Keep the Money in the Family if You End Up Not...
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What’s New in the Retirement Plans Arena? With Charles Rosenberg, Certified Retirement Admin.
The Best Way to Use Your 401(k) or ERISA Plan – a Discussion With a Certified Retirement Counselor and Pension Expert – Charles Presents Information and Tips on How to Maximize All Retirement Plans...
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The New Rules About RMDs – Some Good News! Here’s What You Need to Know!
Do You Really Understand the Required Minimum Distributions? What About Roth IRAs? What Happens If You Have Two or More Old 401(k)s? DON’T MAKE THIS MISTAKE! What Happens When You Leave Your IRA to...
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A Plain English Look at Medicare – What You Need to Know – With Peter Hegel
A Plain English Intro to Medicare and Medicare Supplements 0:00-5:33 The Pros and Cons of Medicare Advantage Plans—what you MUST know! 5:33-8:59 How Medicare Supplement Policies work—and which are...
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How to Use the New Life Insurance Policies as A Retirement Planning Tool
Part 1: Introduction and Use for Long-Term Care 0:00 – 6:57 Part 2: For Tax-Free Income 7:19 – 11:18 Part 3: Your Own Tax-Free Opportunity Fund! 16:12 – 18:44 Part 4: A Unique Tool – If You Can Get...
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The 6 Things You Must Know About Your Social Security!
A Plain English Primer… How Your Social Security Can Be Taxed Each Year}What Is provisional Income? When to Take Your Benefits – It’s Not So Simple! 90% of Retirees Do Not Maximize Their Benefits...
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5 Reasons Why You Need To Do Roth Conversions Now!
Why Roth Conversions Are Our Most Powerful Planning Tool How Roth Conversions Are So Much Bigger and Better Than Roth Contributions! Part 1 – A Plain English Intro to Roth Conversions 0:00 – 6:15...
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Introduction to Crypto Currencies
Please feel free to share this video, and visit our website for more info at www.newcenturyplanning.com, and please contact us by phone +1 732-702-2777 or email info@newcenturyplanning.com. If you...
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CLTC Designation
To find out why it’s important your financial advisor has a CLTC Designation, click →→→→ Contact us – start your planning now!The post CLTC Designation first appeared on New Century Planning.The...
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“New Century provides the public with much needed information on how to build your fiscal house for retirement!
Contact us – start your planning now!The post “New Century provides the public with much needed information on how to build your fiscal house for retirement! first appeared on New Century Planning...
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How to Create Lifelong Tax-Free Income Streams with Best Selling Author David McKnight
Taxes are always an important part of our financial lives, but can often be underestimated in retirement planning. Watch this new short video below as our series continues once again on improving...
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Complimentary Dinner Seminars – Tuesday, August 29th & Thursday, August 31st, 2023 at the Colts Neck Inn NJ – By Invitation Only❗
Important Educational Topics we’ll discuss: ✓How to survive a lost decade or market crash. ✓ Market Volatility – Strategies to help protect your assets from a prolonged market downturn. ✓ Never Run...
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NCP Wine Bottling🍷 Event 2023
NCP Wine Bottling Event 2023 Rough Cut New Century Planning’s Second Annual Wine Bottling Event Please feel free to share 📢 this video, and visit our website for more info at www...
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Thoughts, Concerns, And Speculations – Halfway Through 2023
Have you heard about the fed now program being rolled out shortly? Over 120 financial institutions have joined in the launch of the first phase of the “Fed Now” program. The Federal Reserve issued...
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Don’t Let Inflation Ruin Your Retirement
The U.S.A. has over $32 trillion of debt, and it is rising rapidly. Historically this leads to inflation and a loss of buying power over time. Our “Protecting Your Purchasing Power” series...
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Why We All Need to Add Silver and Gold to Our Portfolios – With Guest Andy Schectman
Part 1 The Current State of Affairs in the Gold and Silver Markets 0:00 – 11:47 Part 2 The Big Money Knows What Is Coming! The Public Is Still Asleep! 11:51 – 18:07 Part 3 Why You Must Own Physical...
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The 5 Essential Pillars of Retirement Planning
Our Basic Retirement Planning Concepts Series. Here’s a great new educational video about a key retirement planning topic – The 5 Essential Pillars: Social Security – What Our Classes Are Like – An...
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SOFA Morning Workshop Introduction
Hello! Our Basic Retirement Planning Concepts Series. Here’s a great new educational video about a key retirement planning topic: The 5 Essential Pillars Social Security What Our Classes Are Like...
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By Invitation Only❗ – July 26 & 27, 2023 – Dinner Presentation at 618 Restaurant
Important Educational Topics we’ll discuss: ✓How to survive a lost decade or market crash. ✓ Market Volatility – Strategies to help protect your assets from a prolonged market downturn. ✓ Never Run...
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A Guide to the Stages of Retirement Planning
When most of us think about planning for retirement, we’re focused on just enjoying our golden years. However, there are actually several phases that go into successful retirement planning. This...
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🎶Banks On the Run🎶(A Run on The Banks?)🎶
Sunday, 04/23/2023, 10 pm A few weeks ago (March 10th and 12th) The US saw its second and third largest bank failures in history (Silicon Valley Bank-$209B, and Signature Bank-$110B), and recently...
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How to Use Crypto Investments to Save for Retirement
Many people know that investing in cryptocurrency can be a way to build wealth and start increasing their potential future income. However, not as many people think about the benefits of investing...
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Always Wanted to Retire and Own Some Land?
Income Producing Organic Cacao Farm and New Home Everyone’s dream: Owning a piece of land and living in the peace and quiet of the countryside, while having a cash crop producing extra income for...
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A Guide to New Cryptocurrencies
Once a radical idea, the thought of investing in cryptocurrency has taken off in recent years. In fact, research suggests that around 21% of American adults have invested in or purchased...
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How inflation impacts your retirement strategy?
New Century Planning’s President Robert M. Ryerson is interviewed about how inflation impacts your retirement strategy. Contact us – start your planning now!The post How inflation impacts your...
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How Do I Invest in Digital Assets? The Difference between Cryptocurrency and NFTs
NFTs and Cryptocurrencies are two popular investment categories that have been in the news increasingly in recent years. In many cases, you’ll hear these terms used interchangeably. However, they...
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How Your Taxes Will Change in 2023-A Plain English Look at the Secure Act 2
Some Surprising Good News On December 29, 2022, The SECURE ACT 2 become law and changed many items that can affect retirees, pre-retirees, and all American’s financial picture in fact. There is a...
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7 Tips That May Help to Increase Your Retirement Savings
Many retirees, unfortunately, are ill-prepared to actually retire. In fact, about 37% of retirees in 2022 said that they didn’t have enough money to enjoy their golden years. There are several...
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New Century Planning at Power of Zero Conference
Receives Updated Information for Clients’ Retirement Planning Needs New Century Planning President Robert M. Ryerson had an opportunity to discuss the latest trends in retirement planning with Best...
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Navigating the Peaks of Retirement: Understanding the 5 Essential Pillars of Retirement Planning
Retirement planning is often compared to climbing a financial mountain, and rightly so. It involves meticulous preparation, awareness of potential pitfalls, and a strategy that sees you through...
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Resolutions You Need to Change Your Finances in 2023
A new year is a time for people to reflect on new resolutions and changes they want to make, and finances are no exception. Nearly 97 million Americans have plans to make a resolution in the year...
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4 Financial Planning Moves You Need to Make before the Year Ends
As 2022 draws to a close, now is the time to start considering what financial moves you will want to make before the end of the year and the start of 2023. This aspect of financial planning is...
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Ryerson Co-Producer of Important Documentary
“I am honored and excited to be able to be a co-producer of this inspiring documentary about entrepreneurs who embraced their dreams instead of just having their heads in the clouds!” Robert M....
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Is Crypto Innovative or Insidious? How and Why Countries Are Banning Cryptocurrency
Cryptocurrency has been experiencing surges of usage and popularity in mainstream digital media in the United States. However, the digital currency exchange is being curbed by the negative...
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4 Ways You Can Protect Your Child’s Identity from Being Stolen
Note: I cannot guarantee the accuracy of any of any of these quotes or articles or projections—these are just recent subjects and events and questions and rumors that have piqued my interest, and...
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Here Are 7 of the Most Common Mistakes Made When Estate Planning
As 2022 draws to a close, now is the time to start considering what financial moves you will want to make before the end of the year and the start of 2023. This aspect of financial planning is...
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6 Types of Retirement Accounts to Know About
Many people don’t start saving for retirement until it’s too late. And, a lot of the time, that’s because they don’t know the first thing about finding a good retirement plan. To make sure you don...
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CHAOS UPON US? – Saturday evening October 15th, 2022
Note: I cannot guarantee the accuracy of any of any of these quotes or articles or projections—these are just recent subjects and events and questions and rumors that have piqued my interest, and...
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Retirement Dos and Don’ts: 6 Important Planning Tips for the Future
Retirement planning was as difficult as ever in 2022. The S&P 500 was down more than 23 percent by October, since the start of the year and inflation was at 8.3 percent in August. For comparison,...
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This Is How to Avoid Problems When Passing Digital Assets to Your Heirs
(Passing digital assets to heirs can be unnecessarily complicated and time consuming unless you do some of the legwork upfront) Not long ago, digital assets played virtually no role in estate...
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Robert M. Ryerson and Louis R. Terrero of New Century Planning Associates Earn The NSSA® Advisor Certification
New Century Planning Associates, Inc. is proud to announce that Robert M. Ryerson RICP and Louis R. Terrero CPA, have received the prestigious National Social Security Advisor certificate from the...
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5 Reasons Why It’s Helpful to Keep Working in Retirement
In large part due to inflation and market volatility, the retirement landscape in the United States has changed considerably in the last year or two. According to Franklin Templeton Investments’...
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New Century Planning Associates Now Has A Retirement Income Certified Professional (RICP) available to help clients.
New Century Planning Associates, Inc. is proud to announce that its president, Robert M. Ryerson, has received the prestigious Retirement Income Certified Professional designation. This designation...
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5 Important Questions You Need to Ask Yourself When Planning Your Retirement
Planning for retirement can be a stressful and overwhelming experience, especially with rising prices due to inflation. According to data from the Natixis Global Retirement Index in 2021, 36...
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The Importance of Retirement Planning: Reasons to Start Right Now
Good financial stewardship involves paying off debt and saving for the future, the latter of which is especially important considering the average retirement age in the United States is 65 and 63...
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10 Great Tips for Planning for Retirement
Retirement doesn’t just happen. It requires careful planning and commitment to make sure you have the financial stability needed to support yourself into your golden years. If you’re thinking about...
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BLOG SERIES – COMBATTING INFLATION. A Couple of Easy, Small Ways to Combat Inflation
1. I-Bonds are paying 9.625%! As of 5/1/22, the yield on the treasury’s i-Bonds has moved up to 9.625% – a level we have not seen in a long time. These bonds can be purchased at www.treasurydirect...
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10 Things to Know before Investing in Bitcoin
Lately, Bitcoin (BTC) has been noteworthy in the world of finance, because it has fallen roughly 68% from its all-time high of $68,000 on November 10th, 2021, to the $20-21,000 level currently....
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Top 10 Questions About Relocating to Ecuador
Ed. Note:One fundamental investment recommendation you have seen many times is the wise diversification of assets, that is, not risking all your retirement eggs in one type of investment. Now,...
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JUNE 2022 – Seminars. IS YOUR RETIREMENT PLAN READY FOR 2022 AND BEYOND?
Learn How Global Events, Increasing Inflation, and a Volatile Stock Market Could Affect Your Retirement Important Educational Topics we’ll discuss: ✓How to survive a lost decade or market crash.✓...
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What You Should Know about Digital Assets in the Estate Planning Process
In this increasingly online world, people do not look at their digital assets in the same way they do their physical assets. However, everything from domain names to social media accounts can be...
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4 Identity Theft and Fraud Scams That Consumers Need to Know
Identity theft, which involves stealing another individual’s personal information, has become an increasingly pervasive problem in recent years due in part to advances in technology. There are now...
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With Inflation at 8.5%, The Sterling Case for Silver
Spot Silver $22.54 – 5/03/22 A quick look at the price of silver today leads one to believe that it is about $25 per ounce, which is roughly half of what it was in the spring of 2011. (Silver...
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APRIL 2022 – Seminars. 19th and 21st at 6:30 p.m.
IS YOUR RETIREMENT PLAN READY FOR 2022 AND BEYOND? Learn how covid-19, increasing inflation, and a volatile stock market could affect your retirement Important Educational Topics we’ll discuss:...
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MAY 2022 – Seminars. 10th and 12th at 6:30 p.m.
IS YOUR RETIREMENT PLANNING READY FOR THIS YEAR AND BEYOND? Learn how covid-19, increasing inflation, and a volatile stock market could affect your retirement Important Educational Topics we’ll...
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A Step-by-Step Guide to Retirement Planning
Many people fail to think about their retirement until their 40s or 50s. However, this is a mistake. Putting off retirement planning can force you to postpone your retirement, sell your home and...
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12 Fascinating Facts about Bitcoin
A new year is a time for people to reflect on new resolutions and changes they want to make, and finances are no exception. Nearly 97 million Americans have plans to make a resolution in the year...
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CHRISTMAS GIFT FROM NEW CENTURY PLANNING
New Century Panning -Ecuador donated a Christmas gift to help the less fortunate families of Canar. Cuenca Expats Magazine’s Managing Partner Ed Lindquist was honored to present the gift on behalf...
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January 2022 – Seminars
IS YOUR RETIREMENT PLANNING READY FOR 2022 AND BEYOND? Vincent’s Italian Restaurant Tuesday, January 18, 2022 – 6:30 pm. Thursday, January 20, 2022 – 6:30 pm. Previous Next Address 350 Mounts...
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February 2022 – Seminars
IS YOUR RETIREMENT PLAN READY FOR 2022 AND BEYOND? Learn how covid-19, increasing inflation, and a volatile stock market could affect your retirement Important Educational Topics we’ll discuss:...
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COVER STORY – Expats, it’s time for a financial check-up!
The post COVER STORY – Expats, it’s time for a financial check-up! first appeared on New Century Planning...
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Tips to Help You Prepare for Retirement
When you are in the prime of your life, retirement may seem like a long way off in the future. Maybe this perception is the reason why 60 percent of Americans haven’t determined how much they’ll...
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How Do Cryptocurrencies Work, and What is the Impact of the China Ban?
On September 24, 2021, China’s central bank issued a statement explaining that all virtual currency-related business activities were illegal from that moment on in the country, effectively placing...
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5 Financial Tasks to Take Care of the Year before You Retire
As you enter the last year before your retirement, it’s tempting to assume that all the retirement planning work you need to do is already done. After all, you’ve hopefully been able to spend...
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What You Need to Know about the 4 Financial Stages of Retirement
Most of the general information you’ll find on retirement planning treats retirement as if it were a single, unchanging phase that begins when you stop working and lasts for the rest of your life....
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September 2021 – Seminars
Vincent’s Italian Restaurant Tuesday, September 14 and Thursday, September 16, 2021 – 6:30 pm. Previous Next Address 350 Mounts Corner Dr Freehold, NJ 07728 What You...
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October 2021 – Seminars
Colts Neck Inn Tuesday, October 5, 2021 and Thursday, October 7, 2021 – 6:30 pm. Previous Next Address 6 Route 537 W, Colts Neck, NJ 07722 Contact Us Phone: +1-732-702-2777 / +1-844-921-2400. Email...
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6 Big Myths about Cryptocurrencies You Shouldn’t Believe
In the world of cryptocurrencies, it can be difficult to separate fact from fiction. As Bitcoin and other digital currencies have grown exponentially over the past decade, so too have the myths...
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New Century Goes International
Over 9 million US citizens living overseas. Even though they are now “expats” most still need sound financial advice that can maintain their income streams, manage their tax liabilities and address...
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August 2021 – Seminar
NEW CENTURY PLANNING OF ECUADOR WELCOMES YOU! Why you need to add precious metals & cryptocurrencies to your portfolio Sunrise Cafe Dinner will be served at 6 pm! Make your reservation! CEL.:...
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July 2021 – Seminars
“DON’T WORRY, RETIRE HAPPY” With Tom Hegna THE CRITICAL 7 STEPS TO RETIREMENT SECURITY Battleground Country Club LUNCH: Wednesday, July 21, 2021 – 12:00 PM. DINNER: Wednesday, July 21, 2021 – 6:00...
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Retirement Planning: Don’t Forget These 6 Important Expenses
Planning for retirement is an important financial consideration that should be initiated as soon as possible. (However, it’s never too late to start the process.) A general rule of thumb...
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Get Answers to 6 of Your Most Important 401(k) Questions
401(k) plans are hailed by many financial experts as one of the easiest and most convenient ways to save for retirement. However, according to data from the US Census Bureau, although an estimated...
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A Helpful Cryptocurrency Glossary That’s Great for Beginners
I recently did a webinar with a colleague on the subject of learning about Bitcoin and cryptos. An Introduction to Crypto-Currencies Hosted by Robert Ryerson, Dr. Jose Cao Alvira, Nikki Shank....
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6 Signs That Can Tell You if You’re Financially Ready to Retire
Do you find yourself thinking about retirement with just as much fear as excitement? If so, it’s not at all surprising; workplaces seem to be full of stories about people who stop working too soon...
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5 Retirement Mistakes You Absolutely Need to Avoid
The amount of money needed for retirement depends on factors including lifestyle, age, and health. Generally, experts suggest that individuals should aim to live off of 80 percent of their final...
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Are Multiple Financial Advisors a Smart Idea? What You Need to Know
Working with a financial advisor to help you achieve your financial goals has become increasingly common. Where once people considered financial advisors and financial planning in general only...
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Getting Started with Cryptocurrencies – 7 Big Questions Answered
The post Getting Started with Cryptocurrencies – 7 Big Questions Answered first appeared on New Century...
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5 Reasons Why Retirement Planning Matters More Than Ever
If you’re finding it difficult to make retirement planning a priority, you’re not alone. Meeting your current financial obligations—such as rent or mortgage payments, recurring monthly expenses,...
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How Can A Financial Professional Help You?
Today, the field of financial planning is growing in popularity, with more people than ever working to create some type of financial plan for their future. For those who possess little...
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What Is Dogecoin? Understanding the “Joke” Cryptocurrency
The cryptocurrency market is perhaps one of the most volatile and unusual investment opportunities in existence today. From the original Bitcoin came hundreds of other cryptocurrencies of all types...
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Spotlight: 5 of the Best Designations for Retirement Planners
When looking for wealth management assistance and guidance, you should first make sure any prospective advisors have qualified and respected professional designations. Because the financial...
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How to Choose a Life Insurance Policy
Retirement planning covers a variety of different areas, from 401(k) plans to estate planning. Navigating this complex area on your own can be a challenge, so it is beneficial to seek out the...
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RMDs And Your Retirement: How Will You Be Affected?
For most Americans, large portions of their money sit in retirement accounts without a second thought. Few even consider those funds again until they begin to approach retirement age. One often...
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Important Steps in the Retirement Planning Process
Planning for retirement is an important part of securing your financial future. But many people either do not have any sort of plan at all, or are simply not doing enough to ensure their financial...
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Financial Planning Mistakes You Need to Avoid
Establishing a stable financial future is a common goal, but it’s hard to know if you are doing things right. You might wonder whether or not you even need a financial planner, or you may think...
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Spotlight – Retirement Planning by the Decade
Retirement savings are important for everyone, no matter what their age. The earlier that you begin putting money away for retirement, the greater the chances are that you’ll be able to live the...
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New to Cryptocurrency? Here’s What You Need to Know
Though a recent innovation, cryptocurrency has certainly taken the world by storm over the last several years. Originally introduced around 2009 with bitcoin, it did not at first attract...
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5 Financial Steps You Need to Take during a Recession
Recessions are a way of life when it comes to both local and global economies. The volatile nature of the stock market and other investments combined with the way world events affect economic...
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A Look at the Top Benefits of a Financial Plan
For many people, creating a financial plan is not a top priority, particularly when they’re young. Quite often, people don’t consider a financial plan until they begin to approach retirement age, a...
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Understanding the Risks and Benefits of Cryptocurrency
Cryptocurrency has been around for approximately 11 years now when Bitcoin first hit the scene, and though the initial boom of excitement has faded somewhat, it remains a popular investment choice...
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4 Easy Steps You Need to Know to Save for Retirement
Retirement planning is a long process, and it can be intimidating for many people. The vast majority of workers, in fact, have not taken even the most basic first steps to begin planning for their...
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Why You Need to Continue Financial Planning after You Retire
When people consider their finances, the most common things they focus on are saving for retirement, maximizing their current finances, saving for major purchases, and paying down debt. But there...
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5 Mistakes to Avoid When Planning for Retirement
Investing can sometimes appear to be a daunting task that many Americans would rather not attempt. In fact, only about 55% of Americans have actually invested in the stock market, and that number...
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Financial Planning for Major Life Events: What You Need to Know
For many people, financial planning may not appear to be an absolute necessity. However, anyone can benefit from a bit of financial planning to improve their finances, particularly in terms of...
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Important Aspects of Retirement Planning You Need to Know
As the average life expectancy in the United States grows, retirement planning should change along with it. For most people, retirement will last for several decades beyond what used to be common....
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Cryptocurrency Debit Cards: What You Need to Know
The cryptocurrency industry has grown rapidly over the past several years, and the idea of digital currencies is becoming an accepted part of the financial mainstream. More people than ever have...
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A Look at Financial Planning for a Recession: How to Survive
In times of economic uncertainty, you might wonder how best to plan for your financial future. Where should you be investing your money, and what types of strategies will serve you best to help you...
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A Look at the Evolution of Cryptocurrency
Recently, cryptocurrency has moved into the spotlight. Nearly everyone has heard of cryptocurrency at this point, and many have developed an understanding of some of the aspects of how it works....
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What You Need to Know about the First Meeting with Your Financial Planner
When it comes to your finances, there is a significant amount of planning involved if you want to meet long-term financial goals. It is for this and other reasons that many people choose to work...
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A Look at Cryptocurrency as an Investment
Cryptocurrency is swiftly becoming a well-known aspect of our daily lives. Many people expect that it will only become more ubiquitous in the future, potentially evolving into a viable “digital...
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Steps in the Financial Planning Process: What You Need to Know
We spend a lot of our lives planning, from trips and vacations to how to decorate the living room. But there’s one area you should be focusing on if you haven’t already, especially if you want a...
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Self Employed? You Need to Know about Your Retirement Advantage
When it comes to retirement, most Americans today have some form of defined-contribution plan for their retirement, typically through their employer. The most popular retirement plan today is...
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What You Need to Know about Retirement Planning Options
Even if you are young and not currently thinking about retirement planning, know that you should be. Research shows that the earlier you can start saving for your retirement, the better off you...
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Questions You Need to Ask Your Financial Planner
Though many people view a financial planner as a luxury only necessary for the extremely wealthy, the truth is that a financial planner can help almost anyone achieve their financial goals and grow...
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Important Points You Should Know about Roth IRAs
Nowadays, most people cannot count on Social Security to provide enough income during their retirement years. They will need to think strategically about the types of accounts they will need once...
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Getting Started with Financial Planning, No Matter How Much Money You Have
Though many people consider financial planning as something only necessary for those with a substantial amount of wealth, the truth is that anyone can benefit from a good financial plan. Financial...
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This Is What You Need to Know about Investment Risk in Retirement
When investing for retirement, risk tolerance generally changes over time. Individuals who are decades away from retirement typically accept a larger amount of risk for the chance to achieve...
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6 Important Questions Your Financial Advisor Should Ask You
Despite recent reports that just under half of all American adults can handle an unexpected expense of $1,000 or more, the majority choose not to seek outside financial help. In fact, only 17...
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5 Things You Should Know Before Retirement
Planning for retirement can prove extremely stressful, as individuals are forced to prediction how much they will need in retirement. Even when individuals save proactively and create a detailed...
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Due Diligence – A KeyAspect to Succeed in Cryptocurrency Investing
As a reflection of his decades of experience as a retirement and financial planner, Robert M. Ryerson has shared his expertise in personal finance and economic trends through his involvement with...
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Introduction to the Mind Your Own Business Act
In addition to his notable work in retirement planning and financial literacy education, Robert M. Ryerson is experienced in identifying theft and protection. Robert M. Ryerson is the author of the...
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Top Four Cryptocurrencies in the World
Freehold, New Jersey resident Robert M. Ryerson is a Certified Financial Planner at New Century Planning. Knowledgeable on various investments including alternative assets like cryptocurrencies,...
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Robert Ryerson to Fox Business: New Privacy Legislation “Much Needed”
Robert M Ryerson is a Retirement Income Certified Professional (RICP) and author of “What’s the Deal with Identity Theft – A Plain English Look at Our Fastest Growing Crime.” Robert M Ryerson...
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Converting 401(k)s and IRAs to Roth Status Can Save Tax Dollars
Robert M. Ryerson has worked as a Certified Financial Planner since 1991. On a mission to help America’s workers secure their financial freedom during retirement, Robert M. Ryerson educates people...
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Why Children Are Vulnerable to Identity Theft
Certified Financial Planner (CFP) Robert Ryerson of New Century Planning possesses more than 25 years of experience in estate management and retirement planning. Additionally, Robert Ryerson is a...
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Difference Between Bitcoin and Bitcoin Cash
Robert M. Ryerson, with more than 25 years of experience, started Crypto Currency Consultants, LLC, in 2018. Financial experts like Robert M. Ryerson can help people navigate the challenges of...
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Scenic Ecuador, beyond the Galapagos Islands
In 1998, Robert M. Ryerson established New Century Planning Associates Inc., where he continues to serve as the New Jersey-based company’s president.He assists clients with a variety of estate,...
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Cuenca, Ecuador – Home to UNESCO-Honored Historic Architecture
A Certified Financial Planner, Robert M. Ryerson serves as the president of New Century Planning Associates Inc. (NCP) in Freehold, New Jersey. He and his team provide a variety of services,...
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Three Must-Do Activities in Cuenca, Ecuador
An accomplished professional in the financial services industry, Robert M. Ryerson brings three decades of experience to his role as President of New Century Planning in Freehold, New Jersey. A...
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What is Cryptocurrency Mining?
Certified Financial Planner (CFP) Robert M. Ryerson, a graduate of Rutgers University and experienced in his field, has embraced cryptocurrency. Enthusiasts like Robert M. Ryerson have invested in...
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Required Minimum Distributions – What They Are and How They Work
As president at New Century Planning in Freehold, New Jersey, and a financial strategist with The Society of Financial Awareness, Robert M. Ryerson draws on extensive experience with retirement...
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Benefits of Paying off a Mortgage Early
The nonprofit organization hosts workshops to increase financial literacy among the general public and dispenses sound financial advice for achieving common financial goals, such as paying off...
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Provisional Income and Retirement Planning
For more than two decades, Certified Financial Planner Robert M. Ryerson has worked with a team of tax, mortgage, and insurance professionals for the financial services firm New Century Planning....
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Identity Theft Statistics
Robert M. Ryerson serves as a Certified Financial Planner with New Century Planning in Freehold, New Jersey. He has additionally earned certification from the nonprofit Institute of Consumer...
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Basic Tips for Establishing a Debt Repayment Plan
Robert M. Ryerson is a certified financial planner (CFP) with New Century Planning in Freehold, New Jersey, and a financial strategist with The Society of Financial Awareness in San Diego,...
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What Are Bitcoins?
Certified Financial Planner Robert M. Ryerson has published and spoken extensively on financial topics. One innovation which Robert M. Ryerson has taken an interest in is cryptocurrency, a form of...
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Things to Consider Before Retiring in Another Country
An author and Certified Financial Planner, Robert M. Ryerson is a respected presence in the Freehold, New Jersey, community. Among his activities, Robert M. Ryerson teaches a comprehensive...
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Health Care Companies Hard Hit by Data Breaches
Robert M. Ryerson serves as a Certified Financial Planner with New Century Planning in Freehold, New Jersey. He has additionally earned certification from the nonprofit Institute of Consumer...
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Reports of Identity Theft, State by State
Robert M. Ryerson is the author of the book What’s the Deal with Identity Theft? A Plain English Look at Our Fastest Growing Crime. A Certified Financial Planner who serves with Freehold, New...
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When to Visit Ecuador
Robert M. Ryerson, at New Century Planning in Freehold, New Jersey, provide clients with information and guidance about identity theft, retirement distribution planning, and estate planning....
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Cryptocurrency Prices Spike in Response to BlackRock Involvement
A co-author of What You Don’t Know About Retirement Will Hurt You!, Robert M. Ryerson is a certified financial planner (CFP) and certified identity theft risk management specialist (CITRMS). In...
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Essentials of Estate Planning
Economics graduate Robert M. Ryerson shares his knowledge and experience in the financial field by speaking, teaching, and writing about identity theft protection. Also an estate administrator,...
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Tax Reform Brings Several Benefits to Small Businesses
An author and Certified Financial Planner, Robert M. Ryerson is a respected presence in the Freehold, New Jersey, community. Among his activities, Robert M. Ryerson teaches a comprehensive...
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