About Us

New Century Planning Associates

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We invite you to discover and experience the power of our financial solutions. We take a proactive approach to help you develop a strategy to address your financial goals and objectives, using the most efficient methods available. No one strategy fits everybody, which is why every client gets our undivided attention from custom planning to implementation and follow-up.


New Century Planning Associates is a full-service financial planning firm comprised of several experienced professionals who came together many years ago to work as a team. New Century Planning’s team of CPAs, attorneys and insurance and investment pros are independent, and can therefore “shop the market” for their clients in order to provide first-class, comprehensive solutions across a wide array of financial planning needs. New Century Planning has a focus on education and communication and listening attentively to our client’s needs and concerns.

  • Insulate Against Tax Increases

    • Increases in Federal, state and Payroll taxes
    • Taxation of Social Security income
    • Loss of Exemptions        
    • Loss of Deductions
    • Restrictive and Mandatory RMDS

  • Create Lifetime Income

    • Longevity
    • Market Downturns
    • Low Interest Rates
    • Increases in Taxation
    • Inflation

  • Address Long-Term Care Risks and Costs

    • Unfavorable Statistical Odds
    • Longevity
    • High Costs
    • Non-Financial Consequences
    • Inadequate Estate Planning

  • Protect Your Capital Base Against Serious Decline

    • Market Downturns
    • Inflation

  • Counter the Impact Of Inflation Over Time

    • Loss of Purchasing Power
    • Increases in U.S. Debt
    • Protection of Nest Egg
    • Need for Growth

We offer the ultimate Retirement Planning – A 5 pillars process

Why Choose Us?

Valuable Experience

New Century Planning Associates, a full-service financial firm, consists of experienced professionals who collaborate to provide top-notch, diverse financial solutions. This independent team, including CPAs, attorneys, and insurance and investment pros, ensures personalized and comprehensive plans by carefully listening to clients.

Disciplined Asset Management

Applewood Asset Management simplifies personal account administration, providing clear summaries at reviews for easier financial transactions. Our easy-to-understand reporting covers all aspects of your statements, including tax implications. Our experienced team helps build durable portfolios for long-term growth or income goals. We follow disciplined strategies to manage risk in all market environments, utilizing various asset classes and investment vehicles, including cryptocurrencies, real estate, and precious metals, to achieve your financial goals.

Confidentiality & Privacy

Applewood Asset Management values your privacy and will keep your personal information confidential. We require your approval to share this information with associates and only do so when necessary for managing your accounts. For identity theft protection, we partner with New Century Identity Theft Protection Services, known for their expertise in restoring and safeguarding against legal and identity theft risks. Their Certified Identity Theft Risk Management Specialists are equipped to help you at a reasonable cost, ensuring complete restoration post-breach using professional investigators and attorneys.

Our Experienced Professionals

Our Team

RETIREMENT INCOME CERTIFIED PROFESSIONAL (RICP)

REGISTER INVESTMENT ADVISOR

CERTIFIED PUBLIC ACCOUNTANT

FINANCIAL CONSULTANT

ESTATE PLANNING ATTORNEY

MEDICARE SPECIALIST

MORTGAGE LOAN ORIGINATOR

LATIN AMERICA COORDINATOR

DIRECTOR OF SOCIAL MEDIA

OFFICE MANAGER

OPERATIONS MANAGER

CLIENT RELATIONS ASSISTANT

Fiduciary Standard

  • Education & Examination

    CFPS professionals must develop their theoretical and practical financial planning knowledge by completing a comprehensive course of study at a college or university offering a financial planning curriculum approved by the CFP Board. In addition, they must pass a comprehensive two-day, 10-hour CFP® Certification Examination that tests their ability to apply financial planning knowledge in an integrated fashion.

  • Certifications

    Our CFP and CPA professionals have met these strict requirements mandated by the CFP Board and NASBA (National Association of State Accountancy Boards)

  • Experience & Ethics

    CFP® professionals must have at least three years of experience providing financial planning services to clients before they can earn the right to use the CFP8 certification marks. As a final step to certification, CFP8 professionals agree to abide by a strict code of professional conduct known as the CFP Board’s Code of Ethics and Professional Responsibility and agree to abide by the CFP Board’s Financial Planning Practice Standards.

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